Who We Are

Founded by Sharon Santiago, a property accounting expert with 25 years of experience, Payumo Capital offers trusted accounting solutions for real estate investors and property managers. Over the years, Sharon has honed her skills in commercial, multi-family residential, and single-family home property accounting, but recently discovered a new passion for short-term rental property accounting. This passion grew during her time with Guesty, where she specialized in the unique financial needs of short-term rental properties.

At Payumo Capital, we handle your property accounting with care and dedication—always with a SMILE! We believe in making the numbers easy, keeping things transparent, and supporting you every step of the way. Our U.S.-based remote team is dedicated to building strong client relationships. Your success is our priority, and we’re here to help you achieve it with a positive attitude and a personal touch.

Here’s what SMILE means to us:

S – Simplicity: We make bookkeeping effortless and stress-free.

M – Mastery: We deliver accurate, high-quality services tailored to your needs.

I – Integrity: Open communication and clear reporting are at the heart of what we do.

L – Leadership: We guide our clients with expertise and industry knowledge.

E – Empathy: We understand and support the unique challenges of real estate investors.

With SMILE, we bring simplicity, integrity, and empathy to property accounting while delivering service nationwide!